Goal-Setting

Goal-setting? Ugh… Well, goal-setting is not really boring, and it is also crucial to money-managing and your life. How important is goal-setting? In a high school, there was a class of graduates. All of them had goals. 3% had their goals written down. Those three achieved the net worth of the 97%

Goal-setting is a requirement for success. You have to plan your work and work your plan. If you have no goal, your life becomes a part of someone else's plan.

How do you set goals? Well, goals should be SMART. No, not smart as in intelligent, but look at this.
Goals should to be…

Stated in writing
Measurable
Achievable
Realistic
Time frame

Each of us has to figure out what things make us happy. Then, we need to put the puzzle pieces together. Some of those pieces require money. There is a saying "Money can't buy happiness", and that is quite true. However, lack of money can cause problems. Being in debt, overdue bills, unable to take holidays, and other unpleasant experiences.

'Money can't buy happiness' Yes that's true, but at least money helps! But let's keep in mind 'A penny saved is a penny earned' and 'A fool and his money are soon parted.'"

Goal-setting is the key to success!

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